Property Attributes
- MLS#794118
- TypeSingle Family
- Listing Status Active
- CountyBay
- CityPanama City Beach
- Area03 - Bay County - Beach
- NeighborhoodBreakwater at Ward Creek
- Zip32413
- Style
- Year Built2026
- Price$ 549,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1741
- Lot Size0.11 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
Discover refined Florida living in this beautifully designed single-level Toll Brothers residence, completed and move-in ready. Offering three generous bedrooms, two full bathrooms, two car garage and open floor plan, this brick front home is thoughtfully crafted to balance modern elegance with everyday functionality. At the center of the home, an expansive great room with tray ceiling flows seamlessly into the open-concept kitchen, creating an inviting space for both entertaining and relaxing. The kitchen features a spacious pantry, quartz countertops, designer tile backsplash and an oversized island that serves as a natural gathering point. The luxurious primary suite offers a private retreat, complete with a spa-inspired bath featuring dual quartz vanities, a large tiled shower, relaxing soaking tub, and generous walk-in closet. Ten-foot ceilings throughout enhance the home's spacious atmosphere, while the outdoor living area extends the experience with a covered patio and pavers backing up to private wood preserve--perfect for morning coffee, evening gatherings, or simply enjoying the beautiful nature. Residents of this gated community enjoy access to a full collection of completed resort-style amenities, including a large sparkling pool, clubhouse, fitness center, pickleball and tennis courts, playground, multi-purpose field, and more. Ideally situated near public beach access, Frank Brown Park, Northwest Florida Beaches International Airport, the future FSU/TMH medical campus, the upcoming West Bay Center featuring Publix and Pier Park's renowned shopping, restaurants, and entertainment are also just minutes away. Combining a desirable location with upscale finishes, exceptional amenities, and effortless indoor-outdoor living, this home presents an outstanding opportunity to enjoy the best of Northwest Florida. Schedule your private tour today. Photos are of a decorated model home and are provided for illustrative purposes; the model showcases the same floor plan.
| Elementary School | Middle School | High School |
|---|---|---|
| West Bay Elementary School | Surfside Middle School | Arnold High School |
| Price History | |
|---|---|
| 8/15/2026 | Listed $549,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Utilities | Cable Connected,Electricity Available,High Speed Internet Available,Phone Connected,Underground Utilities |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Community Features | Clubhouse,Fitness Center,Playground,Park,Pool,Tennis Court(s),Community Pool,Gated |
| County | Bay |
| Property Type | Residential |
| HOA | true |
| Subdivision Name | Breakwater at Ward Creek |
| Status | Active |
| Directions | Sales Center is located at 232 Breakwater Blvd, Panama City Beach, FL 32413. From Hwy 98, turn on Hwy 79 going north. 2.6 miles Breakwater community will be on your left. 4th building on the right near the parking lot. |
| High School | Arnold |
| City | Panama City Beach |
| Zoning Description | Resid Single Family |
| MLS Area | 03 - Bay County - Beach |
| Lot Size Units | Acres |
| Lot Size Square Feet | 4792 |
| Elementary School | West Bay |
| Land Lease Y/N | false |
| Middle/Junior High School | Surfside |
| MLS Area Minor | 0322 - Beach - North West |
| Standard Status | Active |
| Property Sub Type Additional | Single Family Residence |
| Association Amenities | Gated,Picnic Area |
| Occupancy Type | Vacant |
| Year Built | 2026 |
| Association Fee Includes | Clubhouse,Fitness Facility,Playground,Pool(s),Tennis Courts,Trash |
| Heating | Electric |
| Appliances | Electric Oven,Gas Cooktop,Tankless Water Heater |
| Patio/Porch Features | Covered,Patio |
| Construction Materials | Brick,HardiPlank Type |
| Attached Garage | false |
| Garage Y/N | true |
| Total Rooms | 3 |
| Full Baths | 2 |
| Garage Spaces | 2 |
| Architectural Style | Ranch |
| Stories Count | 1 |
| Levels | One |
| HOA Fee | 210 |
| Assoc Fee Paid Per | Monthly |
| Pool Features | Community |
| Security Features | Gated Community,Smoke Detector(s) |
| Unit Number | Lot 270 |
| New Construction | true |
| Senior Community Y/N | false |
Interior Features
| Total Baths | 2 |
|---|---|
| Interior Amenities | Double Vanity,Main Level Primary,Soaking Tub,Separate Shower,Walk-In Closet(s) |
| Furnished Units | None |
| Heating Y/N | true |
| Total Bedrooms | 3 |
| LivingAreaSource | Plans |
| Total Stories | 1 |
Exterior Features
| Lot Features | Sprinkler System,Paved |
|---|---|
| Lot Size Area | 0.11 |
| Lot Dimensions | 40'x120' |
| Lot Size Acres | 0.11 |
| Building Area Total | 1741 |
| Waterfront Y/N | false |
| Foundation Details | Slab |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32413
In The Neighborhood
Panama City Beach
$ 1,195,000
- Type
- Single Family
- Size
- 3,065 SqFt
- Rooms
- 4 Beds + 3.5 Baths
Panama City Beach
$ 1,195,000
- Type
- Single Family
- Size
- 3,065 SqFt
- Rooms
- 4 Beds + 3.5 Baths
Panama City Beach
$ 624,900
- Type
- Single Family
- Size
- 2,120 SqFt
- Rooms
- 3 Beds + 2.5 Baths
Panama City Beach
$ 549,000
- Type
- Single Family
- Size
- 1,741 SqFt
- Rooms
- 3 Beds + 2 Baths
Panama City Beach
$ 559,000
- Type
- Single Family
- Size
- 1,739 SqFt
- Rooms
- 3 Beds + 2 Baths
Panama City Beach
$ 559,000
- Type
- Single Family
- Size
- 1,739 SqFt
- Rooms
- 3 Beds + 2 Baths
Panama City Beach
$ 799,000
- Type
- Single Family
- Size
- 2,455 SqFt
- Rooms
- 3 Beds + 2.5 Baths
Panama City Beach
$ 799,000
- Type
- Single Family
- Size
- 2,455 SqFt
- Rooms
- 3 Beds + 2.5 Baths
Panama City Beach
$ 849,700
- Type
- Single Family
- Size
- 2,839 SqFt
- Rooms
- 4 Beds + 3.5 Baths
Panama City Beach
$ 949,000
- Type
- Single Family
- Size
- 3,435 SqFt
- Rooms
- 5 Beds + 3.5 Baths
Panama City Beach
$ 949,000
- Type
- Single Family
- Size
- 3,435 SqFt
- Rooms
- 5 Beds + 3.5 Baths
Panama City Beach
$ 849,700
- Type
- Single Family
- Size
- 2,839 SqFt
- Rooms
- 4 Beds + 3.5 Baths
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating